Choose Your Health Plan

Choose The Plan That Fits Your Needs

Each plan includes up to 7 people for one price!

Add your family or "chosen family" to maximize your value

Key Benefits

Optimal RX

  • 1,100+ Medications for $0

  • 4,000+ Medications for $15

  • GLP-1 for $249 per month

  • All drugs are discounted

Pharmacy & Medications

At any of 70,000 Pharmacies

1,100+ Prescriptions for $0

Even More Medications

All under $15

4,000+ Prescriptions under $15

Brand Name and

Specialty Medications

Specialty Medications Available GLP-1, HRT, and most requested meds

Transfer Your Family Prescriptions

Prescription Assistance Program
(PAP) Free or Low Cost Brand Name Drugs

Included

*Qualification Required

Care Coordination &

Pharmacy Support

Unlimited

Transfer Prescriptions

Maximize Cost Savings

Artificial Intelligence

Health Management

My AI Doctor™ Included
AI Pharmacy Guidance

NO Claims Reporting

*Protect Future Premium Hikes

Yes Protect Your Data

Primary Care - Telehealth

Choose Your Own Doctor

❌ Not Available

Urgent Care via Telehealth

17 min avg wait time

❌ Not Available

Laboratory Services

❌ Not Available

Diagnostic Imaging

❌ Not Available

Primary Care Visits In-Person

❌ Not Available

Dermatology via Telehealth

❌ Not Available

Virtual Vet Consults

❌ Not Available

Free or Discounted Charity Care (501r)

❌ Not Available

Virtual Mental Health Support

❌ Not Available

Specialist In-Person

❌ Not Available

Urgent Care In-Person

❌ Not Available

Major Medical Coverage

See Coverage Below

Basic Accident Coverage

❌ Not Covered

Surgery Benefit

❌ Not Covered

ICU Benefit

❌ Not Covered

Accident Medical (Outpatient)

❌ Not Covered

Anesthesia Benefit

❌ Not Covered

Critical Illness Lump Sum

❌ Not Covered

AD&D Benefit

❌ Not Covered

Term Life Insurance

❌ Not Covered

Optimal Prime

  • Comprehensive Telehealth

  • Urgent & Primary Care

  • Includes OptimalRx!

  • Free Annual Blood Work

Pharmacy & Medications

At any of 70,000 Pharmacies

1,100+ Prescriptions for $0

Even More Medications

All under $15

4,000+ Prescriptions under $15

Brand Name and

Specialty Medications

Specialty Medications Available

GLP-1 Program only $249/mo

Includes all meds, labs and services.

Prescription Assistance Program
(PAP) Free or Low Cost Brand Name Drugs

Included

*Qualification Required

Care Coordination &

Pharmacy Support

Unlimited

Find Doctors and Tests

Schedule Appointments

Artificial Intelligence

Health Management

My AI Doctor™ Included

Powerful Diagnosis Tool

100% Private and Confidential

NO Claims Reporting

*Protect Future Premium Hikes

Yes Prevent Future Rate Increases

Primary Care - Telehealth

Choose Your Own Doctor

$0 Copay/Unlimited

Urgent Care via Telehealth

17 min avg wait time

Included, Unlimited

Available 24/7, $0 Copay

Laboratory Services

3900+ Labs Covered

Blood, Tox, Pathology and more

Diagnostic Imaging

OptimalMD Pricing

Care Coordination Price Assistance

Primary Care Visits In-Person

Discounted Visits

Dermatology via Telehealth

$0 Copay/Unlimited

Virtual Vet Consults

Unlimited Veterinarian Visits

via Telehealth, No Med Prescribed

Free or Discounted Charity Care (501r)

Included

Virtual Mental Health Support

Care Appropriate Sessions

Specialist In-Person

Discounted Visits

Care Coordination Price Assistance

Urgent Care In-Person

Discounted Visits

Care Coordination Price Assistance

Major Medical Coverage

See Coverage Below

Basic Accident Coverage

❌ Not Covered

Surgery Benefit

❌ Not Covered

ICU Benefit

❌ Not Covered

Accident Medical (Outpatient)

❌ Not Covered

Anesthesia Benefit

❌ Not Covered

Critical Illness Lump Sum

❌ Not Covered

AD&D Benefit

❌ Not Covered

Term Life Insurance

❌ Not Covered

Optimal Impact

  • OptimalMD + Gap Coverage

  • Includes OptimalMD!

  • Cost Varies by Age

  • Covers Major Medical Issues

Pharmacy & Medications

At any of 70,000 Pharmacies

1,100+ Prescriptions for $0

Even More Medications

All under $15

4,000+ Prescriptions under $15

Brand Name and

Specialty Medications

Specialty Medications

Covered by Impact after PRA Amount

Maximum Health Options

Prescription Assistance Program
(PAP) Free or Low Cost Brand Name Drugs

Included

*Qualification Required

Care Coordination &

Pharmacy Support

Unlimited

Find Doctors and Tests

Schedule Appointments

Artificial Intelligence

Health Management

My AI Doctor™ Included

Powerful Diagnosis Tool

100% Private and Confidential

NO Claims Reporting

*Protect Future Premium Hikes

Yes Prevent Future Rate Increases

Primary Care - Telehealth

Choose Your Own Doctor

$0 Copay/Unlimited

Urgent Care via Telehealth

17 min avg wait time

Included, Unlimited

Available 24/7, $0 Copay

Laboratory Services

3900+ Labs Covered

Blood, Tox, Pathology and more

Diagnostic Imaging

$100/Day (Max 3)

Primary Care Visits In-Person

Discounted Visits

Dermatology via Telehealth

$0 Copay/Unlimited

Virtual Vet Consults

Unlimited Veterinarian Visits via Telehealth, No Med Prescribed

Free or Discounted Charity Care (501r)

Included

Virtual Mental Health Support

Care Appropriate Sessions

Specialist In-Person

3 Visits per Year

Urgent Care In-Person

3 Visits per Year

Major Medical Coverage

See Coverage Below

Basic Accident Coverage

$3,000 Day 1

$2,000 Days 2-29

Surgery Benefit

$5,000 Inpatient

$2,500 Outpatient

ICU Benefit

$2,500Day

Accident Medical (Outpatient)

$10,000 Annually

Anesthesia Benefit

$625 per Day

Critical Illness Lump Sum

$25,000 for Employee

$5,000 for Spouse

AD&D Benefit

$15,000 Max

Term Life Insurance

$10,000/Employee

Optimize

Your

Health Savings

OptimalRx

Medications Only

Prime

Maximum Value

Impact

Maximum Coverage

Our Plans Include

  • 1,100+ Medications for $0

  • 4,000+ Medications for $15

  • GLP-1 for $249 per month

  • All drugs are discounted

  • Comprehensive Telehealth

  • Urgent & Primary Care

  • Includes OptimalRx!

  • Free Annual Blood Work

  • OptimalMD + Gap Coverage

  • Includes OptimalMD!

  • Cost Varies by Age

  • Covers Major Medical Issues

Pharmacy & Medications

At any of 70,000 Pharmacies

1,100+ Prescriptions for $0

1,100+ Prescriptions for $0

1,100+ Prescriptions for $0

Even More Medications

All under $15

4,000+ Prescriptions under $15

4,000+ Prescriptions under $15

4,000+ Prescriptions under $15

Brand Name and

Specialty Medications

Specialty Medications Available

GLP-1, HRT, and most requested meds

Transfer Your Family Prescriptions

Specialty Medications Available

GLP-1 Program only $249/mo

Includes all meds, labs and services.

Specialty Medications

Covered by Impact after PRA Amount

Maximum Health Options

Prescription Assistance Program
(PAP) Free or Low Cost Brand Name Drugs

Included

*Qualification Required

Included

*Qualification Required

Included

*Qualification Required

Care Coordination &

Pharmacy Support

Unlimited

Transfer Prescriptions

Maximize Cost Savings

Unlimited

Find Doctors and Tests

Schedule Appointments

Unlimited

Find Doctors and Tests

Schedule Appointments

Artificial Intelligence

Health Management

My AI Doctor™ Included
AI Pharmacy Guidance

My AI Doctor™ Included

Powerful Diagnosis Tool

100% Private and Confidential

My AI Doctor™ Included

Powerful Diagnosis Tool

100% Private and Confidential

NO Claims Reporting

*Protect Future Premium Hikes

Yes
Protect Your Data

Yes

Prevent Future Rate Increases

Yes

Prevent Future Rate Increases

Primary Care - Telehealth

Choose Your Own Doctor

$0 Copay/Unlimited

$0 Copay/Unlimited

Primary Care Visits In-Person

Discounted Visits

$0 Annual Wellness Visit

Urgent Care via Telehealth

17 min avg wait time

Included, Unlimited

Available 24/7, $0 Copay

Included, Unlimited

Available 24/7, $0 Copay

Laboratory Services

3900+ Labs Covered

Blood, Tox, Pathology and more

3900+ Labs Covered

Blood, Tox, Pathology and more

Diagnostic Imaging

OptimalMD Pricing

Care Coordination Price Assistance

$100/Day (Max 3)

Dermatology via Telehealth

$0 Copay/Unlimited

$0 Copay/Unlimited

Virtual Vet Consults

Unlimited Veterinarian Visits

via Telehealth, No Med Prescribed

Unlimited Veterinarian Visits

via Telehealth, No Med Prescribed

Free or Discounted Charity Care (501r)

Included

Included

Virtual Mental Health Support

Care Appropriate Sessions

Care Appropriate Sessions

Specialist In-Person

Discounted Visits

Care Coordination Price Assistance

3 Visits per Year

Urgent Care In-Person

Discounted Visits

Care Coordination Price Assistance

3 Visits per Year

Major Medical Coverage

See Coverage Below

See Coverage Below

See Coverage Below

Basic Accident Coverage

$3,000 Day 1

$2,000 Days 2-29

Surgery Benefit

$5,000 Inpatient

$2,500 Outpatient

ICU Benefit

$2,500Day

Accident Medical (Outpatient)

$10,000 Annually

Anesthesia Benefit

$625 per Day

Critical Illness Lump Sum

$25,000 for Employee

$5,000 for Spouse

AD&D Benefit

$15,000 Max

Term Life Insurance

$10,000/Employee

How To Replace Your Insurance With A Better Plan

Switching to OptimalMD means opting out of complex insurance policies and selecting a plan built for privacy, savings, and ease. Instead of worrying about deductibles, copays, or whether a provider is “in network,” the Access Plus Plan gives members unlimited care, flat-rate pricing, and direct pharmacy delivery—caring for chronic and everyday needs confidentially. Enrollment is simple: choose your primary care physician, activate your monthly membership, and get full-scope access to medical professionals, labs, wellness exams, and mental health services—all in a supportive, hassle-free environment.

Each plan includes up to 7 people for one price!

Plan Benefit

OptimalMD

Impact Health Sharing

Combined Value & Gap Coverage

Urgent Care via Telehealth

Included, Unlimited, 24/7 for ($0)

Covered, Limited

Fully covered by OptimalMD, No Limits

Primary Care via Telehealth

Included, Unlimited

(Same Day/Next Day) for ($0)

Not included

Fully covered by OptimalMD, No Limits

Dermatology via Telahealth

Included, (Next Day) for ($0)

Limited

Fully covered by OptimalMD

$0 Prescription Medications

1,100+ Free Medications ($0)

Covered Immediately, No Limit

Limited Coverage, $1200 Annual Max

Sharable after deductible

Combined Plans

Provide Extensive Coverage

Discounted Medications

Limited Coverage,

$1200 Max Annual Benefit

Fully covered by OptimalMD, No Limits

Pre-Existing/Chronic Conditions

Covered (NO exclusions)

Pre-Existing Conditions are Not Covered

10 Month Exclusion Period for Maternity

Combined Provides Comprehensive Coverage

Diagnostic Laboratory

3900+ Labs for $0,

75% to 90% off all others

Covered only after deductible/PRA met

All routine/annual labs easy and affordable via OptimalMD

Diagnostic Imaging

75–90% Off All Imaging Types

Covered only after deductible/PRA met

Combined Provides Comprehensive Coverage

Annual Bloodwork / Wellness

Included for all members

Covered (1 visit/year, limited labs)

Fully covered by OptimalMD, No Limits

Licensed Behavioral Health

"Talk Therapy"

Included OptimalMD

Care Appropriate # of Sessions

Limited (some outpatient, subject to caps)

OptimalMD offers unlimited, Impact for limited outpatient visits

Message a Specialist includes 13 Specialists: Family, Ob/Gyn, Allergy, Endocrinologist and more

Included, Unlimited Access ($0)

Not Available

Full access, No limit or Restrictions

Psychologist (Ph.D.)

Covered, $100 Cost Per Visit

Limited

Combined Provides Comprehensive Coverage

Psychiatrist (M.D.)

Covered, $205 Intake, $100 Per Visit

Limited

Combined Provides Comprehensive Coverage

Dental Coverage

Optional Coverage

Covered , Current Rates

Covered by Impact

Vision Coverage

Optional Coverage

Covered, $50 Eye Exams + Discounted Service

Covered by Impact

Hospitalization and ICU

Not Covered

Covered (after PRA & co-share)

Covered by Impact, After PRA (Deductible)

Surgery

Not Covered

Covered (after PRA & co-share)

Covered by Impact, After PRA (Deductible)

Emergency Room (ER)

Not covered

Covered

Covered by Impact, After PRA (Deductible)

Maternity, Labor and Delivery

(Prenatal / Birth / Post)

Victural Care Only

Covered, $150,000 Cap

*10 Month Waiting Period

Combined Provides Comprehensive Coverage

Major Medical Events

(ICU, Accidents, Cancer)

Not covered

Covered

(Subject to Annual/Lifetime Cap)

Covered by Impact, After PRA (Deductible)

Outpatient/Office Procedures

Some coverage (cash rates, select)X

Shared after deductible met

Covered by Impact, After PRA (Deductible)

Pet Health / Medications

Included

Not included

Covered by OptimalMD

Out-of-Network Flexibility

Not Covered

Any provider

Covered by Impact, After PRA (Deductible)

Routine Annual Exams

Included (virtual and labs)

Annual well visit (with limits)

Covered by Impact, After PRA (Deductible)

Preventive / Disease Management

Robust, proactive support

Limited

Combined Provides Comprehensive Coverage

International / Travel Coverage

Telehealth Only - Available Using US VPN IP Only*

Not included

Limited Coverage Outside USA (unless using VPN)

Comprehensive Healthcare with OptimalMD's Plan Options

From Urgent Care to Hospitalization Coverage- all of your Prescription needs or even lab work - we have you covered!

Welcome to OptimalMD, where we combine the convenience of virtual healthcare with the comprehensive coverage you deserve. With plans starting at just $94 per month, we offer extensive coverage. We have a plan designed for individuals and families seeking a more personalized healthcare experience. It includes everything from routine care to mental health support — all with the flexibility of virtual access.

OptimalMD's Health Plans are Unique!

Personalized Care:

Choose a primary care physician to manage your health, ensuring personalized attention and continuity of care for you and your family.

Advanced Health Screening:

Identify potential risks with access to integrated labs, annual wellness exams, and comprehensive health risk assessments.

Zero Consultation Fees:

Enjoy unlimited access to licensed healthcare professionals—no surprise bills or hidden costs.

Mental Health Support:

Raising awareness for mental health challenges and promoting understanding, compassion, and access to support for all.

Prescription Convenience:

With our Direct Compound Pharmacy access, you’ll receive prescriptions tailored to your needs—including home delivery options for chronic conditions.

24/7 Availability:

Your health doesn’t follow a schedule—so neither do we. Get care whenever and wherever you need it.

OptimalMD Extensive Options - What's Included

$0 Medications Access

Get access to 1,100+ of the most commonly prescribed acute and maintenance medications—at no extra cost.

Nationwide Prescription Pickup

Fill prescriptions at over 70,000 pharmacies across the country.

Affordable GLP-1 Weight Loss Programs

Access GLP-1 weight loss and management programs at some of the lowest prices available.

Discounted Diagnostic Testing

Enjoy pre-negotiated, deeply discounted rates on labs, imaging, and other diagnostic services.

24/7 Virtual Doctor Visits

Unlimited Primary and Urgent Care Virtual Doctor Visits - Available 24/7/365

$0 Copay Acute Care Prescriptions

Get 125 acute care prescriptions at $0 copay. See what’s included.

Additional Medication Discounts

Use your discount Rx card to save on prescriptions not included in the $0 list—available at over 70,000 pharmacies.

Message a Specialist Anytime

Chat with 13+ specialists for expert answers to your health questions—anytime, anywhere.

Mental Health Support

Access talk therapy, behavioral counseling, and mental health services—at no additional cost.

Dermatology Consults + More

Virtual dermatologist consultations are included—no extra cost.

OptimalMD empowers everyone to live their healthiest life, regardless of financial or insurance status.

Contact Us

Image

Phone Support

Automated: (855) 378-7700

Members: (281) 962-7700

Image

Corporate Office

15002 Lakefair Drive

Suite 103

Richmond, TX 77406

Phone: (281) 962-7700