For employers

Better benefits.

70–90% less cost.

Stop losing employees over benefits they cannot afford to use. Flat monthly rate. No annual renegotiation. No claims management. Real healthcare your team will actually talk about.

✓ No claims to file — ever

✓ Up to 7 family members per employee, one price

✓ Offer to contractors and part-time workers

✓ No ACA compliance complexity

Get a Quote for Your Team

OptimalMD — Side by Side

What your employees actually experience.

Traditional insurance creates a barrier at every touchpoint. OptimalMD removes them all.

What employees want	Traditional insurance	OptimalMD delivers
Affordable monthly cost	High premiums + high deductibles	$99/mo individual \| $149/mo family (up to 7)
Use it without co-pays	Co-pays + deductible for everything	$0 per visit, always
Fast access to a doctor	26-day average wait	Under 15 minutes, 24/7
Mental health — private	Co-pays, prior auth, record flags	Unlimited, private, $0
Medications covered	Formulary fights, prior auth	$0 on 1,100+ generics
Family covered	High add-on cost per dependent	Up to 7 people, one price
No claims hassle	EOBs, denials, appeals	No claims — ever
Health privacy	MIB reporting, coded diagnoses	No MIB reporting, ever

Affordable monthly cost

Traditional insurance High premiums + high deductibles

OptimalMD delivers $99/mo individual | $149/mo family (up to 7)

Use it without co-pays

Traditional insurance Co-pays + deductible for everything

OptimalMD delivers $0 per visit, always

Fast access to a doctor

Traditional insurance 26-day average wait

OptimalMD delivers Under 15 minutes, 24/7

Mental health — private

Traditional insurance Co-pays, prior auth, record flags

OptimalMD delivers Unlimited, private, $0

Medications covered

Traditional insurance Formulary fights, prior auth

OptimalMD delivers $0 on 1,100+ generics

Family covered

Traditional insurance High add-on cost per dependent

OptimalMD delivers Up to 7 people, one price

No claims hassle

Traditional insurance EOBs, denials, appeals

OptimalMD delivers No claims — Ever

Health privacy

Traditional insurance MIB reporting, coded diagnoses

OptimalMD delivers No MIB reporting, ever

Proven Results

Real employers. Real numbers.

From trucking companies to tech startups — OptimalMD changes the economics of employee healthcare.

Employer · Logistics

Regional trucking company — 45 employees

Facing an 11% insurance renewal increase on $206,400/year. Three drivers quit over benefits frustration. Switched to OptimalMD Prime + Impact Health Sharing.

$82,620

first-year total financial impact

Employer · Tech

Series A SaaS company 18 employees, competing for talent

Previous plan: $170,400/year. Redesigned benefits around OptimalMD. Two candidates who previously declined accepted offers citing benefits as the differentiator.