Individuals & Families

Healthcare that actually fits your budget.

Whether you're self-employed, on a high-deductible plan, or simply done being overcharged — OptimalMD delivers everything you need for one flat monthly price.

OptimalMD Prime — Family Plan

$149

/mo

$149

/mo

Up to 7 household members · No per-person fees

  • Unlimited doctor visits — $0

  • 1,100+ medications — $0

  • 3,900+ lab tests — $0

  • Unlimited mental health — $0

  • No MIB reporting — ever

  • GLP-1 without pre-diabetic code

  • No contracts · No deductibles · No denials

OptimalMD — Savings Calculator
Savings Calculator

See your real savings.

Adjust the inputs to match your situation and see exactly how much OptimalMD could save you.

Your Healthcare Profile
Family Size
Current Coverage
Monthly Prescriptions: 2
Doctor Visits/Year: 6
OptimalMD is not insurance. This is a prepaid health plan that covers up to 90% of routine medical needs.
Annual Cost Comparison
Traditional
$18,420
estimated annual spend
OptimalMD
$1,788
all visits, meds & labs
$16,632
estimated annual savings
Enroll Your Family →
OptimalMD — Who We Serve
Who We Serve

We built this for you.

Over 100 million Americans are uninsured, underinsured, or drowning in medical debt. Here's how OptimalMD fits your exact situation.

Who you are Your pain point How OptimalMD solves it
Self-employed / Gig worker ACA premiums unaffordable; no employer subsidy $149/mo family plan — no annual premium shock
Employee with HDHP Paying premium + full cost every visit until deductible $0 visits; deductible never becomes a barrier
Family with chronic conditions Monthly prescriptions cost hundreds despite "coverage" $0 on 1,100+ generics; diabetes/BP/thyroid covered
GLP-1 user or candidate Scared of insurance coding; pre-diabetic label risk No MIB reporting; no insurance codes attached
Mental health care seeker Therapy co-pays, prior auth, stigma in records Unlimited therapy - $0; completely private
Between jobs / COBRA eligible COBRA costs $700–$1,800/month Month-to-month; no contracts; instant enrollment
Rural / Small town resident No in-network providers nearby 24/7 virtual access; nationwide pharmacy network

Real Savings. Real Families.

See the numbers for yourself.

Your whole family covered. Just $149/month.

No deductibles. No copays. No contracts. No hidden fees.

OptimalMD empowers everyone to live their healthiest life, regardless of financial or insurance status.

Contact Us

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Phone Support

Toll Free: (855) 378-7700

Members: (281) 962-7700

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Corporate Office

15002 Lakefair Drive

Suite 103

Richmond, TX 77406

Phone: (855) 378-7700