For Employees
A benefit you'll actually use every month.
Traditional employer insurance is a tax you pay every paycheck for protection you can't afford to access. With OptimaIMD, cost is never the reason you skip a visit, delay a prescription, or avoid a lab.
What's Included
$15,000–$48,000 in annual value. Yours for $99/month.
Standard market costs vs. what you pay with OptimalMD — every month, every year.
Unlimited Primary + Urgent Care
$3,000–$6,000/year market value
$0
Unlimited Talk Therapy
$3,600–$7,200/year market value
$0
13 Specialist Consultations
$2,600–$6,000/year market value
$0
1,100+ Generic Medication
$600-$300/year market value
$0
3,900+ LabCorp Test
$400–$1,200/year market value
$0
3 Dermatology Visits
$450–$900/year market value
$0
health privacy
Your health data stays yours. Always.
Every time you use traditional insurance, your visits and diagnoses flow into the Medical Information Bureau — a database used to price your future life and disability insurance.
OptimalMD operates completely outside the insurance ecosystem. Nothing enters any insurance database. Ever.
MIB Non-Reporting
Your visits, diagnoses, and prescriptions never enter the Medical Information Bureau. Your insurance record stays clean, protecting your future premiums.
GLP-1 Without the Cord
Access weight loss medications without a forced pre-diabetic diagnosis in your record. No code = no impact on life or disability insurance.
Mental Health in Private
Seek therapy for anxiety, depression, or stress without any insurance record being created. No prior auth. No stigma. No consequences.
what members say
Your health data stays yours. Always.
"I saw a doctor at 10pm on a Tuesday from my couch — paid nothing."
OptimalMD Member
"I started therapy for the first time in my life. It doesn't go on my insurance record."
OptimalMD Member , Family Plan
"My daughter's antibiotic was $0. I'm not joking."
OptimalMD Member
"My whole family is covered for less than I was paying for just myself before."
OptimalMD Member , Family Plan
Talk to a real doctor today — no waiting rooms, no copays.
Ask your HR team, or enroll yourself today.
OptimalMD empowers everyone to live their healthiest life, regardless of financial or insurance status.
Contact Us
Phone Support
Toll Free: (855) 378-7700
Members: (281) 962-7700
Email Us
Corporate Office
15002 Lakefair Drive
Suite 103
Richmond, TX 77406
Phone: (855) 378-7700