Healthcare that truly works for you—no hoops to jump through, no hidden bills, no contracts locking you in. OptimalMD Prime is your family’s gateway to unlimited care, 24/7 access to real doctors, and complete privacy. Get $0 medications and lab tests, a personal care team that’s always on your side, and a single monthly price that covers everyone. Finally, healthcare is simple, personal, and designed to give you peace of mind.

• OptimaRX + Physician Benefits
• Unlimited telehealth visits ($O)
• Primary Care + Urgent Care visits
• 3 Dermatology visits included
• Unlimited access to 13 Specialists
• Unlimited Talk Therapy ($O)
• Psychology & Psychiatry available
• Virtual Vet + Discounted Pet RX
• Patient Care Coordianation
• 25 % Discount on all Fullscript
• Personal My Al Doctor™ Account
• All of this and more!

We’ve created a private healthcare network designed to save you time, money, and hassle - without insurance headaches or third-party approvals. With one monthly fee, your family gets transparent access to a smarter system built around your needs. Here's how we did it.

• Direct partnerships with doctors, labs, and pharmacies keep quality high and prices low.
• No insurance middlemen — just clear, upfront pricing and care that actually cares.
• Most essentials are covered at $0: unlimited doctor visits, 1,100+ generic prescriptions, and over 3,900 lab tests.
• Manage all your healthcare in one easy portal—just click, connect, and get treatment.

One monthly payment covers your household of 7 people, so you never worry about surprise bills or hidden fees.

Life doesn’t wait for perfect timing, and healthcare shouldn’t either.

• You’re uninsured, between jobs, or self-employed—and traditional plans are unaffordable or unavailable.
• High premiums, surprise bills, and endless fine print make it nearly impossible to budget for your family’s health.
• Every health worry means stress: you’re stuck deciding whether to pay out of pocket, delay care, or risk major expenses.
• Confusing paperwork, long wait times, and coverage denials make even simple care complicated and discouraging.
• Rising costs for everything—rent, bills, and prescriptions—mean you need a solution that’s truly affordable, transparent, and dependable for everyday needs.

If any of this sounds like you, OptimalMD Prime was built to give you back control, peace of mind, and genuine care—no matter what life throws your way. Whatever your story, we have you covered.

OptimalMD Prime is a healthcare plan membership built to remove the barriers, delays, and denials you face with insurance. You get unlimited virtual access to real doctors, $0 meds and labs, and a care team ready whenever you need them—no claims to file, no fine print. Thousands of families have already made the switch and are experiencing quality medical care without the stress.

With your OptimalMD Prime membership, you’re never left to navigate in-person care alone. If an issue can’t be handled virtually—whether it’s stitches, imaging, exams, or a specialist—you get direct support from your care team to find and book trusted local providers, often at 60–80% less than standard cash rates. Most day-to-day problems are solved online, but when you need hands-on care, we make it easy, affordable, and stress-free—so you can focus on getting better, not jumping through hoops.

Yes! Prescriptions are sent electronically to over 70,000 pharmacies nationwide, including CVS, Walgreens, Walmart, HEB, and more. 1,100+ generic medications are included at $0, with thousands more brand-name drugs deeply discounted.

Simply log into your member portal, choose your type of care (urgent, primary, specialist, mental health, etc.), and connect with a board-certified provider by video, phone, or chat. Most appointments happen in under 15 minutes, with prescriptions sent to your pharmacy the same day.

Absolutely. Unlimited talk therapy sessions, psychiatry, and counseling are included. Access compassionate professionals for anxiety, depression, stress, relationships, and more—from home, in total privacy.

Your plan covers up to 7 people in your household for one flat monthly fee, making it ideal for families, extended families, or blended households.

Stop overpaying for your prescriptions and labs. With OptimalRx, you get immediate, unlimited access to 1,100+ of the most commonly prescribed medications at $0, and an additional 4,000 at less than $15 — no insurance, no middleman, no catch. You also get unlimited access to over 3,900+ diagnostic labs! Your family of up to seven people can finally get real relief at an affordable monthly price.

We built OptimalRx to break down barriers and put medication within your reach:

OptimalRx takes the middlemen out of pharmacy, partnering directly with drug manufacturers and pharmacies to bring you deep savings. Over 1,100 of the most common generic medications are always $0, and thousands more—including brand and specialty drugs—are steeply discounted. Just show your membership at any of 70,000+ pharmacies nationwide—no insurance claims, confusing rules, or surprise bills. Our behind-the-scenes negotiations deliver the big-group buying power that keeps your medication costs low, simple, and predictable.

If you’ve ever felt the squeeze of rising prescription prices or worried about affording the medications your family relies on, OptimalRx is built for you.

• You’re self-employed and tired of paying hundreds out-of-pocket each month just to fill basic prescriptions for asthma or blood pressure.
• You skipped your cholesterol medication last month because the price at the pharmacy was higher than your grocery bill.
• Your child’s antibiotic was denied by insurance, leaving you stuck with a surprise charge at the counter.
• You or someone you love relies on a specialty medication, and every refill means anxiety over whether you can afford it.
• You recently lost your coverage and suddenly every prescription is a new expense you didn’t plan for.

With OptimalRx, you never have to choose between your health and your wallet—you get savings, stability, and peace of mind every time you visit the pharmacy.

OptimalRx isn’t insurance—that’s how you save. There’s no waiting, no denied claims, and no need for pre-approval. You instantly get over 1,100 common generics at $0, and most other meds are under $15. We negotiate directly so you get real prices and real savings—no surprises, no hassle, just the prescriptions you need, right when you need them. No insurance to get in the way.

Your prescriptions can be filled at more than 70,000 national pharmacy partners including CVS, Walgreens, Walmart, and most local independents. If you need a specialty drug or one not covered at $0, you get exclusive discount pricing—typically far below cash price—plus our team helps you access the most affordable options, including manufacturer assistance programs when possible. And, for your convenience, we offer direct shipping on maintenance drugs free of charge.

No—fill as many as you and your doctor determine are medically necessary. Our model is designed to remove access barriers.

No. Use your preferred pharmacy from our wide nationwide network.

Yes, all ages are included—protect the whole family for one price.

We have partnered with LabCorp to bring you nationwide, unlimited access to over 3,900 diagnostic labs. Simply get a lab order from your doctor and have it called in to LabCorp. Your membership covers the cost. So test, don't guess!

Definitely—conditions like diabetes, high blood pressure, asthma, thyroid, and more are supported with $0 generics and affordable, continuing care.

Impact Health Sharing is a smarter, community-powered alternative to insurance that puts control—and compassion—back in your hands. Protect yourself and your loved ones from major medical bills and hospitalizations while saving 30–50% over traditional insurance. With one predictable monthly share, you join a supportive network that shares costs and provides peace of mind when life’s big health events happen.

When combined with OptimalMD Prime, you get peace of mind like never before.

Impact Health Sharing gives you real protection from life’s big medical bills—without the headaches or high price tag of insurance. Instead of paying for coverage you may never use, you join a community that shares the cost of serious health events when they actually happen.

• Every month, you contribute a predictable amount tailored to your family and needs—often saving 30–50% compared to typical insurance.
• When you face a major expense, like a hospital stay or emergency, the Impact community steps up and shares your costs above your Primary Responsibility Amount (your part to pay, similar to a deductible).
• After that, you only pay 10% of the remaining bills—capped at a family limit each year—so you’re never alone with overwhelming costs.
• Impact handles the paperwork and negotiates bills on your behalf, so you always know what you’ll pay and never have to fight for coverage.
• Preventive care, annual wellness, and routine labs are included, keeping you healthy while protecting you from big surprises.

With Impact, you get the confidence and freedom of knowing your medical needs are met—no contracts, no fine print, just genuine support when you need it most.

Maybe the marketplace options are just too expensive, or you don’t qualify for help. You want real protection for major medical bills—but without the fine print, restrictions, and one-size-fits-all rules.

Impact Health Sharing is built for people like you:

• Families, freelancers, or small business owners who don’t have access to good employer coverage.
• Anyone shut out by high deductibles, unaffordable monthly costs, or denied by traditional insurance.
• People who want a flexible safety net that goes with them anywhere, and doesn’t force them into government or employer-based plans.
• Those who value community support, clear rules, and the freedom to only pay for the care they actually use.

With Impact, you’re never left out or left behind—you get dependable backup for life’s big medical moments, with real savings and genuine support.

Impact Health Sharing isn’t insurance, but it’s proven. Your monthly share is pooled, and when big medical expenses hit, member funds step in. The community has saved hundreds of millions in actual claims, and protections are written in clear sharing guidelines that everyone follows. You get transparency, support, and financial security—without surprise denials or fine print.

Health sharing is a fast-growing alternative to insurance, but it’s still new for many people. For decades, these programs were mostly used by small faith-based groups, but now millions of Americans from all backgrounds are joining because of rising insurance costs and the flexibility health share offers. Impact Health Sharing is open to anyone looking for affordable, community-powered protection without insurance company red tape. It’s a modern solution that’s finally getting the attention it deserves as more families discover the value and transparency it brings.

Your monthly share is based on household size and age, and typically costs 30–50% less than standard health insurance.

Yes—after your PRA and co-share, eligible inpatient and outpatient hospitalization, ICU, and surgery bills are shared.

Yes, you have flexibility. There’s no mandatory network; you can choose your own doctors and hospitals.

Pre-existing conditions are shareable on a tiered basis starting after 12 months, with more coverage after 36 months of being symptom and treatment-free.

Enroll online or with support from an advisor; no medical exam required, and effective dates are flexible.