Family Bundle Plans
Choose The Plan That Fits Your Needs
Each plan includes up to 7 people for one price!
Add your family or "chosen family" to maximize your value
Pharmacy & Medications
Primary & Urgent Care Services
Care Coordination & Support
Mental Health & Specialists
Major Medical Coverage
Pharmacy & Medications
Primary & Urgent Care Services
Care Coordination & Support
Mental Health & Specialists
Major Medical Coverage
Pharmacy & Medications
Primary & Urgent Care Services
Care Coordination & Support
Mental Health & Specialists
Major Medical Coverage
*We are NOT insurance*
Replace Your Insurance With A More Effective Plan
Switching to OptimalMD means opting out of complex insurance policies and selecting a plan built for privacy, savings, and ease. Instead of worrying about deductibles, copays, or whether a provider is “in network,” the Optimal Prime Plan gives members unlimited care, flat-rate pricing, and direct pharmacy delivery—caring for chronic and everyday needs confidentially. Enrollment is simple: choose your primary care physician, activate your monthly membership, and get full-scope access to medical professionals, labs, wellness exams, and mental health services—all in a supportive, hassle-free environment.
Each plan includes up to 7 people for one price!
Plan Benefit
OptimalMD
Impact Health Sharing
Combined Value & Gap Coverage
Urgent Care via Telehealth
Included, Unlimited, 24/7 for ($0)
Covered, Limited
Fully covered by OptimalMD, No Limits
Primary Care via Telehealth
Included, Unlimited
(Same Day/Next Day) for ($0)
Not included
Fully covered by OptimalMD, No Limits
Dermatology via Telahealth
Included, (Next Day) for ($0)
Limited
Fully covered by OptimalMD
$0 Prescription Medications
Covered Immediately, No Limit
Limited Coverage, $1200 Annual Max
Sharable after deductible
Combined Plans
Provide Extensive Coverage
Discounted Medications
Limited Coverage,
$1200 Max Annual Benefit
Fully covered by OptimalMD, No Limits
Pre-Existing/Chronic Conditions
Covered (NO exclusions)
Pre-Existing Conditions are Not Covered
10 Month Exclusion Period for Maternity
Combined Provides Comprehensive Coverage
Diagnostic Laboratory
3900+ Labs for $0,
75% to 90% off all others
Covered only after deductible/PRA met
All routine/annual labs easy and affordable via OptimalMD
Diagnostic Imaging
75–90% Off All Imaging Types
Covered only after deductible/PRA met
Combined Provides Comprehensive Coverage
Annual Bloodwork / Wellness
Included for all members
Covered (1 visit/year, limited labs)
Fully covered by OptimalMD, No Limits
Licensed Behavioral Health
"Talk Therapy"
Included OptimalMD
Care Appropriate # of Sessions
Limited (some outpatient, subject to caps)
OptimalMD offers unlimited, Impact for limited outpatient visits
Message a Specialist includes 13 Specialists: Family, Ob/Gyn, Allergy, Endocrinologist and more
Included, Unlimited Access ($0)
Not Available
Full access, No limit or Restrictions
Psychologist (Ph.D.)
Covered, $100 Cost Per Visit
Limited
Combined Provides Comprehensive Coverage
Psychiatrist (M.D.)
Covered, $205 Intake, $100 Per Visit
Limited
Combined Provides Comprehensive Coverage
Dental Coverage
Optional Coverage
Covered , Current Rates
Covered by Impact
Vision Coverage
Optional Coverage
Covered, $50 Eye Exams + Discounted Service
Covered by Impact
Hospitalization and ICU
Not Covered
Covered (after PRA & co-share)
Covered by Impact, After PRA (Deductible)
Surgery
Not Covered
Covered (after PRA & co-share)
Covered by Impact, After PRA (Deductible)
Emergency Room (ER)
Not covered
Covered
Covered by Impact, After PRA (Deductible)
Maternity, Labor and Delivery
(Prenatal / Birth / Post)
Victural Care Only
Covered, $150,000 Cap
*10 Month Waiting Period
Combined Provides Comprehensive Coverage
Major Medical Events
(ICU, Accidents, Cancer)
Not covered
Covered
(Subject to Annual/Lifetime Cap)
Covered by Impact, After PRA (Deductible)
Outpatient/Office Procedures
Some coverage (cash rates, select)X
Shared after deductible met
Covered by Impact, After PRA (Deductible)
Pet Health / Medications
Included
Not included
Covered by OptimalMD
Out-of-Network Flexibility
Not Covered
Any provider
Covered by Impact, After PRA (Deductible)
Routine Annual Exams
Included (virtual and labs)
Annual well visit (with limits)
Covered by Impact, After PRA (Deductible)
Preventive / Disease Management
Robust, proactive support
Limited
Combined Provides Comprehensive Coverage
International / Travel Coverage
Telehealth Only - Available Using US VPN IP Only*
Not included
Limited Coverage Outside USA (unless using VPN)
Comprehensive Healthcare with OptimalMD's Plan Options
From Urgent Care to Hospitalization Coverage- all of your Prescription needs or even lab work - we have you covered!
Welcome to OptimalMD, where we combine the convenience of virtual healthcare with the comprehensive coverage you deserve. With plans starting at just $94 per month, we offer extensive coverage. We have a plan designed for individuals and families seeking a more personalized healthcare experience. It includes everything from routine care to mental health support — all with the flexibility of virtual access.
OptimalMD's Health Plans are Unique!
Personalized Care:
Choose a primary care physician to manage your health, ensuring personalized attention and continuity of care for you and your family.
Advanced Health Screening:
Identify potential risks with access to integrated labs, annual wellness exams, and comprehensive health risk assessments.
Zero Consultation Fees:
Enjoy unlimited access to licensed healthcare professionals—no surprise bills or hidden costs.
Mental Health Support:
Raising awareness for mental health challenges and promoting understanding, compassion, and access to support for all.
Prescription Convenience:
With our Direct Compound Pharmacy access, you’ll receive prescriptions tailored to your needs—including home delivery options for chronic conditions.
24/7 Availability:
Your health doesn’t follow a schedule—so neither do we. Get care whenever and wherever you need it.
OptimalMD Extensive Options - What's Included
$0 Medications Access
Get access to 1,100+ of the most commonly prescribed acute and maintenance medications—at no extra cost.
Nationwide Prescription Pickup
Fill prescriptions at over 70,000 pharmacies across the country.
Affordable GLP-1 Weight Loss Programs
Access GLP-1 weight loss and management programs at some of the lowest prices available.
Discounted Diagnostic Testing
Enjoy pre-negotiated, deeply discounted rates on labs, imaging, and other diagnostic services.
24/7 Virtual Doctor Visits
Unlimited Primary and Urgent Care Virtual Doctor Visits - Available 24/7/365
$0 Copay Acute Care Prescriptions
Get 125 acute care prescriptions at $0 copay. See what’s included.
Additional Medication Discounts
Use your discount Rx card to save on prescriptions not included in the $0 list—available at over 70,000 pharmacies.
Message a Specialist Anytime
Chat with 13+ specialists for expert answers to your health questions—anytime, anywhere.
Mental Health Support
Access talk therapy, behavioral counseling, and mental health services—at no additional cost.
Dermatology Consults + More
Virtual dermatologist consultations are included—no extra cost.
OptimalMD empowers everyone to live their healthiest life, regardless of financial or insurance status.
Contact Us
Phone Support
Automated: (855) 378-7700
Members: (281) 962-7700
Email Us
Corporate Office
15002 Lakefair Drive
Suite 103
Richmond, TX 77406
Phone: (281) 962-7700