Simple, Affordable Healthcare Solutions for Small Businesses & Contractors
OptimalMD is a smart alternative to traditional health insurance—no deductibles, no copays, no denials. Just unlimited access to virtual care for your employees and their families, starting at
$97 Per Month
Affordable Healthcare for Small Businesses and Contractors
OptimalMD is a smart alternative to traditional health insurance—no deductibles, no copays, no denials. Just unlimited access to virtual care for your employees and their families, starting at
$97 Per Month
Why Businesses Trust OptimalMD?
At OptimalMD, we know small businesses and independent contractors need simple, affordable healthcare solutions that don’t require navigating complex insurance systems. That’s why we offer a prepaid health plan that delivers real care, without the red tape. One flat monthly rate covers employees and their families—with no surprise fees.
At OptimalMD, we understand the challenges small businesses and independent contractors face when it comes to accessing affordable healthcare. Our innovative health plan offers a comprehensive solution that covers the entire family at a low, defined cost of $97 per month
Comprehensive Coverage
No Enrollment Restrictions
No Copays, No Deductibles
95%
User Satisfaction Rating
on clincail care JD Power Study
6M+
Members already in our network. Join our trend!
Members already in our network.
Join our trend!
1k+
Free Medications
4000 more less than $15
120+
Partners including Labs, Imaging, Pharmacy and more
Partners including Labs, Imaging,
Pharmacy and more
17 Min
Average Physician
Response Time
Unlocking the Best Value in Healthcare
At OptimalMD, we offer an unparalleled healthcare solution that grows in value as you add more family members to your plan. For just $97 per month, you can cover up to 7 family members, including all the medications they need.
Our plan includes a wide range of essential medications, such as:
At OptimalMD, we offer an unparalleled healthcare solution that grows in value as you add more family members to your plan. For just $97 per month, you can cover up to 7 family members, including all the medications they need.
Our plan includes a wide range of essential medications, such as:
Cover Up to 7 Family Members
Comprehensive Medication Coverage
The More You Use It, The More You Save!
What’s Included in Your Plan?
Virtual Physician Visits
Same and next-day appointments available
24/7 Virtual Urgent Care
Immediate care for urgent needs
Specialty Services
Dermatology and other specialists available
Behavioral Therapy
Included at no additional cost to support mental health
Annual Blood Work
Provided at $0 to help manage chronic conditions
In-Person Visits
Coordinated with predetermined costs for when needed
Learn about us
Who is OptimalMD?
Our Benefits
Our Story
Easy, Quick Access
Why Healthcare is a Game-Changer for Small Businesses
Attract Top Talent
Stand out in a competitive job market by offering valuable healthcare benefits
Boost Employee Retention
Keep your best employees happy and loyal with comprehensive healthcare coverage
Increase Productivity
Healthier employees are more focused, engaged, and productive at work
Reduce Absenteeism
Convenient virtual care means fewer sick days and less disruption to your business.
Why OptimalMD is Perfect for Small Businesses
Our plan includes a wide range of essential medications, such as:
Employee Retention
Offer valuable benefits to attract and retain top talent.
Reduced Absenteeism
Convenient virtual services help employees manage health issues without missing work.
Increased Productivity
Healthier employees are more productive and focused.
Psychological Safety
Provide peace of mind with comprehensive healthcare coverage.
Comprehensive Medication Coverage
Stop rearranging your life for doctor appointments. OptimalMD works around YOUR schedule.
Access Anywhere
Connect with doctors from home, work, or soccer practice—no commute needed.
Parent-Friendly
Convenient virtual services help employees manage health issues without missing work.
Flexible Scheduling
Book evening/weekend slots for school physicals or allergy refills.
Comprehensive Medication Coverage
Stop rearranging your life for doctor appointments. OptimalMD works around YOUR schedule.
Access Anywhere
Connect with doctors from home, work, or soccer practice—no commute needed.
Parent-Friendly
Convenient virtual services help employees manage health issues without missing work.
Flexible Scheduling
Value Comparison Table
Number of Family Members
Monthly Cost
Estimated Monthly Medication Cost (Traditional Insurance)
OptimalMD Value
1
$97
$500-$1,000 (avg.)
$403-$903 savings
2
$97
$1,000-$2,000 (avg.)
$903-$1,903 savings
3
$97
$1,500-$3,000 (avg.)
$1,403-$2,903 savings
4
$97
$2,000-$4,000 (avg.)
$1,903-$3,903 savings
5
$97
$2,500-$5,000 (avg.)
$2,403-$4,903 savings
6
$97
$3,000-$6,000 (avg.)
$2,903-$5,903 savings
7
$97
$3,500-$7,000 (avg.)
$3,403-$6,903 savings
Value Comparison Table
Number of Family Members
Monthly
Cost
Estimated Monthly Medication Cost (Traditional Insurance)
OptimalMD Value
1
$97
$500-$1,000 (avg.)
$403-$903 savings
2
$97
$1,000-$2,000 (avg.)
$903-$1,903 savings
3
$97
$1,500-$3,000 (avg.)
$1,403-$2,903 savings
4
$97
$2,000-$4,000 (avg.)
$1,903-$3,903 savings
5
$97
$2,500-$5,000 (avg.)
$2,403-$4,903 savings
6
$97
$3,000-$6,000 (avg.)
$2,903-$5,903 savings
7
$97
$3,500-$7,000 (avg.)
$3,403-$6,903 savings
Frequently Asked Questions
Is OptimalMD an insurance product?
No, OptimalMD is a prepaid health plan offering affordable healthcare without the complexities of insurance
Can I offer this to my employees?
Yes, OptimalMD is perfect for small businesses looking to provide affordable healthcare benefits.
How much does it cost?
The plan costs just $97/month and covers up to 7 family members.
Are pre-existing conditions covered?
Yes, everyone is accepted, regardless of pre-existing conditions.
How do I sign up?
Simply visit our website or contact us at [email protected] to get started.
Ready to Transform Your Business?
Give your employees the healthcare they deserve and watch your business thrive. Join OptimalMD today and start reaping the benefits of a healthier, happier workforce
OptimalMD empowers everyone to live their healthiest life, regardless of financial or insurance status.
Contact Us
Phone Support
(855) 378-7700
Email Us
Corporate Office
15002 Lakefair Drive
Suite 103
Richmond, TX 77406